The next level
The typical modus operandi for Android-based bank-fraud malware is to superimpose a window on top of the login screen presented by a targeted app. The “overlay,” as such windows are usually called, appears identical to the user interface of the banking app, giving victims the impression they’re entering their credentials into a trusted piece of software. Attackers then harvest the credentials, enter them into the app running on a different device, and withdraw money.
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